With a single glance at this cake, it’s hard to believe it started as a bunch of overripe bananas sitting on my counter, whispering sweet nothings. This Moist and Delicious Banana Cake with Cream Cheese Frosting is where simplicity meets indulgence, making it my go-to banana cake recipe for any occasion. Not only is it incredibly easy to whip up, but it also transforms what could be discarded into a delightful dessert that brings warmth and comfort to any gathering. The balanced sweetness from the ripe bananas pairs beautifully with the creamy frosting, ensuring everyone returns for seconds. Plus, it’s family-friendly and can be served at breakfast or as a decadent evening treat. Ready to create a yummy masterpiece that will have your loved ones raving? Let’s dive into this scrumptious banana cake journey together!

Why is banana cake so irresistible?
Moist and Flavorful: This cake is bursting with the natural sweetness of ripe bananas, making each bite a slice of heaven. Easy to Prepare: With just a few simple steps, anyone can whip up this delightful dessert, perfect for busy weekdays or unexpected guests. Perfect for Any Occasion: Whether you’re celebrating a birthday or enjoying a cozy evening at home, this cake fits right in. Crowd-Pleasing: Serve it warm with a scoop of vanilla ice cream for the ultimate treat, or pair it with coffee for a delightful breakfast. Looking to explore more? Try adding chocolate chips for a fun twist on this classic banana cake recipe or give a simple glaze a try for a touch of elegance!
Banana Cake Recipe Ingredients
• Get ready to bake a moist and delightful treat!
For the Cake
• Mashed Ripe Bananas – Provides natural sweetness and moisture; very ripe bananas work best for flavor.
• Lemon Juice – Brightens the banana flavor and prevents browning; always opt for fresh juice.
• All-Purpose Flour – Gives the cake structure; consider gluten-free flour for gluten-free options.
• Baking Soda – Acts as a leavening agent for a lovely rise; ensure it’s fresh for best results.
• Salt – Balances the sweetness and enhances overall flavor.
• Butter (Softened) – Adds rich moisture; use unsalted for better control over the salt level.
• Sugar – Sweetens the cake while contributing to its texture; brown sugar can add depth.
• Large Eggs – Binds ingredients together and helps achieve the desired structure; room temperature eggs blend more easily.
• Vanilla Extract – Imparts a lovely warmth; pure vanilla extract is preferred for superior flavor.
• Buttermilk – Contributes moisture and a slight tang; substitute with milk plus vinegar or yogurt if needed.
For the Frosting
• Butter (for Frosting, Softened) – Ensures a creamy, smooth frosting; softening is key for easy mixing.
• Cream Cheese (Softened) – The base of the frosting with a delightful tang; room temperature helps achieve a silky texture.
• Icing Sugar – Sweetens and thickens the frosting; sifting it ensures a smooth consistency.
Now that you have all the essentials for this banana cake recipe, you’re well on your way to baking a delicious masterpiece that will impress family and friends alike!
Step‑by‑Step Instructions for Moist and Delicious Banana Cake with Cream Cheese Frosting
Step 1: Preheat the Oven
Begin by preheating your oven to 275°F (135°C). As the oven warms up, take a moment to grease a 9 x 13-inch baking pan with butter or cooking spray, ensuring even baking and easy release once your banana cake is done. Set the prepared pan aside for later use.
Step 2: Prepare the Banana Mixture
In a small bowl, mix the mashed ripe bananas with lemon juice. This combination not only enhances the banana flavor but also prevents the bananas from browning. Set this banana mixture aside as you move on to preparing the dry ingredients, allowing the flavors to meld together beautifully.
Step 3: Whisk the Dry Ingredients
In a medium-sized mixing bowl, whisk together the all-purpose flour, baking soda, and salt. Ensure that these dry ingredients are well combined, as this helps create an even texture in your banana cake. Set this bowl aside next to your banana mixture to keep everything organized for the next steps.
Step 4: Cream Butter and Sugar
In a large mixing bowl, cream the softened butter and granulated sugar together until the mixture is light and fluffy, about 3–5 minutes. The texture should be pale and airy, indicating that the ingredients are well combined. This step is key to achieving a moist and tender banana cake that your loved ones will enjoy.
Step 5: Add Eggs and Vanilla
Add the large eggs to your butter-sugar mixture one at a time, mixing well after each addition to ensure they are fully incorporated. Following the eggs, blend in the vanilla extract, which adds a warm flavor to the cake. Scrape down the sides of the bowl as needed to ensure everything is mixed well.
Step 6: Combine Wet and Dry Ingredients
Gradually add the flour mixture to the creamed butter mixture, alternating with the buttermilk. Start by adding a third of the flour mixture, followed by half of the buttermilk. Continue this pattern, ending with the flour, mixing until just combined. Overmixing can lead to a dense cake, so stir gently until no dry spots remain.
Step 7: Fold in the Banana Mixture
Once your batter is well mixed, gently fold in the banana mixture until everything is combined. Take care not to overmix, as this could affect the lightness of your banana cake. The batter will have a thick, creamy consistency that promises to be incredibly moist once baked.
Step 8: Bake the Banana Cake
Carefully pour the batter into the prepared baking pan, spreading it evenly across the surface. Place the pan in the preheated oven and bake for about 60 minutes, or until a toothpick inserted into the center comes out clean. The top should be golden brown, indicating a perfect bake.
Step 9: Cool and Freeze
After baking, remove the cake from the oven and let it cool for about 10 minutes in the pan. Then, to seal in moisture, place the cake in the freezer for 45 minutes. This crucial step helps retain the cake’s moist texture, making every slice of your banana cake irresistibly delicious.
Step 10: Prepare the Cream Cheese Frosting
While your banana cake cools, prepare the frosting by creaming the softened butter and cream cheese together until smooth. This should take about 2–3 minutes. Gradually add the vanilla and icing sugar, beating until the mixture is creamy and silky. A well-mixed frosting will elevate your banana cake to heavenly status!
Step 11: Frost the Banana Cake
Once your banana cake has completely cooled, spread the cream cheese frosting generously over the top, using a spatula or a knife to create a smooth layer. If desired, garnish with chopped walnuts or decorative hearts to enhance its appearance and add a delightful crunch. Your moist and delicious banana cake is ready to be served!

Make Ahead Options
This Moist and Delicious Banana Cake is perfect for meal prep enthusiasts! You can prepare the batter and refrigerate it for up to 24 hours in advance, ensuring fresh flavors while saving time on busy baking days. To do this, mix all your ingredients up to the point of baking, then cover the bowl tightly with plastic wrap. Additionally, you can also bake the cake ahead of time and freeze it for up to 3 days before frosting. When you’re ready to serve, simply frost the cake after thawing it in the fridge overnight for a delightful dessert that tastes just as fresh and moist as if it were baked that day!
Banana Cake Recipe Variations & Substitutions
Feel free to experiment with this delightful cake, making it your own with these tempting twists and options!
- Nut-Free: Omit walnuts completely, or substitute them with sunflower seeds for an enjoyable crunch without the nuts.
- Gluten-Free: Replace all-purpose flour with a gluten-free blend like almond flour for a delicious alternative that suits dietary needs.
- Chocolate Lovers: Fold in a cup of chocolate chips into the batter for a rich, chocolatey banana cake that will satisfy any sweet tooth.
- Spicy Twist: Add a teaspoon of cinnamon or a pinch of nutmeg to the batter for a warming spice aroma that complements the bananas beautifully.
- Moisture Boost: Substitute buttermilk with Greek yogurt for an even creamier texture that enhances moisture and tanginess in the cake.
- Zesty Upgrade: Incorporate orange zest into the batter for a fresh, citrusy lift that pairs perfectly with the natural sweetness of bananas.
- Caramel Drizzle: For an indulgent finish, top the cream cheese frosting with a drizzle of caramel sauce, elevating your banana cake to dessert heaven.
By trying these variations, you’ll ensure that each piece of your banana cake becomes a cherished family favorite, so why not give them a go? And if you’re in the mood to enhance your baking repertoire, don’t forget to check out my delightful Chocolate Chip Cookie recipe for an equally scrumptious treat!
How to Store and Freeze Banana Cake
Room Temperature: Store your banana cake in an airtight container at room temperature for up to 3 days to maintain its moistness.
Fridge: If you plan to keep it longer, refrigerate the cake in an airtight container for up to 1 week. This will help preserve both flavor and texture.
Freezer: For longer storage, slice the banana cake and wrap it tightly in plastic wrap, then in aluminum foil. It can be frozen for up to 3 months.
Reheating: To enjoy your banana cake warm, simply thaw it in the refrigerator overnight and microwave individual slices for 15-20 seconds before serving.
Expert Tips for the Best Banana Cake
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Choose Ripe Bananas: The riper the bananas, the sweeter and more flavorful your banana cake will be. Look for bananas with brown spots for the best results.
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Proper Mixing: Ensure you don’t overmix the batter after adding the flour. Gentle folding keeps the cake light and fluffy, enhancing the texture of your banana cake recipe.
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Freezing Trick: Never skip the freezing step! It locks in the moisture, helping your banana cake stay irresistible and fresh longer.
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Sift Your Sugar: Sift the icing sugar for your frosting to avoid lumps, ensuring a smooth and creamy finish that perfectly complements your moist banana cake.
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Experiment with Add-ins: Feel free to get creative! Adding nuts or chocolate chips can elevate this already amazing banana cake recipe and cater to your family’s taste preferences.
What to Serve with Moist and Delicious Banana Cake
Indulging in a slice of this banana cake brings the comfort of home-cooked joy, perfect for any gathering or quiet dessert moment.
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Vanilla Ice Cream: The creamy, coolness of vanilla ice cream pairs beautifully, balancing the sweetness of the cake and adding delicious contrast. A scoop on the side makes for a classic summer dessert.
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Fresh Berries: Juicy strawberries or blueberries add a burst of freshness that cuts through the richness of the cake, making each bite more exciting. Try sprinkling them on top for a lovely presentation!
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Coffee or Tea: A warm cup of coffee or a soothing herbal tea complements the rich flavors of the banana cake, perfect for a cozy afternoon treat. This pairing invites leisurely conversations and moments of relaxation.
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Nut Medley: A sprinkle of chopped walnuts or pecans can enhance the cake’s texture while tying in the nutty notes from the frosting. Their added crunch makes every slice even more satisfying.
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Caramel Drizzle: For an extra layer of indulgence, drizzle caramel sauce across each slice. The sweetness and texture elevate the overall experience, turning a humble cake into a luxurious dessert.
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Lemonade: A refreshing glass of lemonade offers a zesty contrast to the cake’s sweetness, making it a delightful summer pairing that quenches your thirst while indulging your sweet tooth.
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Chocolate Sauce: A rich chocolate sauce can transform your banana cake into an extravagant treat for chocolate lovers. Just a drizzle brings warmth and depth to every bite!

Banana Cake Recipe Recipe FAQs
How do I select the best bananas for this recipe?
Absolutely! The best bananas for a banana cake recipe are those that are very ripe, characterized by brown spots all over. They not only provide the sweetness you’ll want but also create a wonderfully moist cake. If you find bananas that are still green or only slightly yellow, they won’t impart that rich flavor you’re after.
How should I store my banana cake after baking?
The more the merrier! You can keep your banana cake at room temperature in an airtight container for up to 3 days. If you want to prolong its freshness, store it in the refrigerator where it will stay good for up to a week. This helps maintain both the flavor and texture of your cake.
Can I freeze banana cake? If so, how?
Of course! To freeze your banana cake, slice it into individual pieces. Wrap each slice tightly in plastic wrap and then in aluminum foil, which prevents freezer burn. It can be frozen for up to 3 months. When you’re ready to enjoy it, thaw the slices in the refrigerator overnight and microwave for 15-20 seconds for that freshly baked feel.
What should I do if my banana cake turns out dense?
Very! If your cake is dense, it might be due to overmixing the batter after adding the flour. Remember, gentle folding is key to keeping your cake light and fluffy. Additionally, make sure your baking soda is fresh, as this is essential for achieving the right rise in your cake.
Is this banana cake recipe suitable for those with dietary restrictions?
Definitely! If you or someone you’re baking for has dietary restrictions, you can substitute the flour with a gluten-free alternative. For dairy-free options, use plant-based butter and check your cream cheese for lactose-free varieties. Always double-check ingredient labels for allergens.
How long will the cream cheese frosting last?
I recommend using the frosting within a week if stored in the refrigerator in an airtight container. However, for the best taste and texture, it’s ideal to frost your cake just before serving. If any leftover frosting remains, you can also freeze it for up to 3 months for future baking adventures!

Heavenly Banana Cake Recipe That's Moist and Irresistible
Ingredients
Equipment
Method
- Preheat your oven to 275°F (135°C) and grease a 9 x 13-inch baking pan.
- Mix the mashed bananas with lemon juice in a small bowl and set aside.
- Whisk together the flour, baking soda, and salt in a medium bowl and set aside.
- In a large bowl, cream the butter and sugar until light and fluffy.
- Add the eggs one at a time, mixing well after each addition, then stir in the vanilla.
- Gradually add the dry ingredients to the butter mixture, alternating with the buttermilk.
- Fold in the banana mixture gently until combined.
- Pour the batter into the prepared pan and bake for about 60 minutes or until a toothpick comes out clean.
- Let the cake cool in the pan for 10 minutes, then freeze for 45 minutes to retain moisture.
- Prepare the frosting by creaming the butter and cream cheese, then gradually add icing sugar.
- Once cooled, frost the cake generously and garnish if desired.

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